Bank of India Credit Officer Recruitment 2026 – 779 Vacancies
The Bank of India (BOI) has officially released the Credit Officer Recruitment 2026 Notification (Project No. 2026-27/01) for 779 vacancies in the General Banking Officer (GBO) Stream. This recruitment offers an excellent opportunity for experienced banking professionals looking for a career in one of India’s leading Public Sector Banks.
Interested and eligible candidates can submit their applications online from 30 June 2026 to 20 July 2026.
Bank of India Credit Officer Recruitment 2026 – Overview
| Particular | Details |
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Project Number | 2026-27/01 |
| Total Vacancies | 779 |
| Job Location | Anywhere in India |
| Application Mode | Online |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Advertisement Date | 01 June 2026 |
| Official Website | Bank of India Career Portal |
Important Dates
| Event | Date |
| Notification Released | 01 June 2026 |
| Online Application Begins | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Online Examination | To be announced later |
Bank of India Credit Officer Vacancy 2026
A total of 779 vacancies have been announced.
| Scale | Vacancies |
| MMGS-II | 677 |
| MMGS-III | 61 |
| SMGS-IV | 41 |
| Total | 779 |
The notification also states that these vacancies include 475 unfilled vacancies from the previous recruitment process (Project 2025-26/01).
Category-wise Vacancy
| Category | Vacancies |
| SC | 118 |
| ST | 59 |
| OBC | 205 |
| EWS | 80 |
| General | 317 |
| Total | 779 |
Age Limit (As on 01 June 2026)
| Post | Minimum Age | Maximum Age |
| MMGS-II | 25 Years | 32 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 32 Years | 45 Years |
Age relaxation:
- SC/ST – 5 Years
- OBC (NCL) – 3 Years
- PwBD – 10 Years
- Ex-servicemen – 5 Years
- 1984 Riot Victims – 5 Years
Educational Qualification
Candidates must possess:
- Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD)
- OR
- CA
- CMA (ICWA)
- CS
- CFA
Recognized by the Government of India.
Preferred Qualifications
Preference will be given to candidates having:
- MBA
- PGDBM
- Post Graduate Degree in Banking
- Commerce
- Finance
- Management
- Marketing
- Certified Credit Professional Course
- Trade Finance Certification
- MSME Certification
- IIBF Certification
Experience Required
MMGS-II
- Minimum 3 years experience
- Out of which 2 years should be in:
- MSME Credit
- Commercial Credit
- Project Finance
- Mid & Large Credit
Experience must be in:
- Scheduled Commercial Banks
- Financial Institutions
- NBFCs
MMGS-III
- Minimum 5 years experience
- Out of which 3 years in Credit Processing.
SMGS-IV
- Minimum 7 years experience
- Out of which 4 years in Credit Processing.
Salary Structure
MMGS-II
₹64,820 – ₹93,960
MMGS-III
₹85,920 – ₹1,05,280
SMGS-IV
₹1,02,300 – ₹1,20,940
Apart from the basic salary, selected candidates will receive:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- Medical Benefits
- Leave Travel Concession
- Pension Benefits
- Other Bank Allowances
Selection Process
Selection may consist of:
- Online Examination
- Personal Interview
Final Merit:
- Online Examination – 70% Weightage
- Interview – 30% Weightage
The bank may also conduct recruitment only through interview, depending on the number of applications received.
Online Examination Pattern
| Subject | Questions | Marks |
| English Language | 25 | 25 |
| Professional Knowledge | 100 | 100 |
| Total | 125 | 125 |
Duration:
120 Minutes
Negative Marking
- 0.25 marks deducted for every wrong answer.
English Language test is qualifying in nature and its marks will not be counted for the final merit list.
Application Fee
| Category | Fee |
| SC/ST/PwBD | ₹175 |
| General/OBC/EWS | ₹850 |
Payment mode:
- Debit Card
- Credit Card
- Net Banking
- UPI
- QR
- Mobile Wallet
Documents Required
Candidates should keep ready:
- Passport Size Photograph
- Live Photograph
- Signature
- Left Thumb Impression
- Handwritten Declaration
- Graduation Marksheet
- Experience Certificates
- Category Certificate (if applicable)
- Identity Proof
- Email ID
- Mobile Number
Examination Centres
The online examination is expected to be conducted in major cities including:
- Delhi
- Mumbai
- Kolkata
- Guwahati
- Chennai
- Bengaluru
- Hyderabad
- Jaipur
- Lucknow
- Patna
- Ranchi
- Bhopal
- Raipur
- Bhubaneswar
- Ahmedabad
- Chandigarh (Mohali)
- Jammu
- Kochi
- Thiruvananthapuram
- Panaji
- Shimla
- Agra
- Kanpur
- Indore
- Ujjain
- Vijayawada
- Visakhapatnam
- Coimbatore
- Dehradun
How to Apply Online
Candidates should:
- Visit the Bank of India Career Portal.
- Click on Recruitment of Credit Officers in GBO Stream 2026-27/01.
- Register using a valid email ID and mobile number.
- Fill in the application form carefully.
- Upload all required documents.
- Pay the application fee online.
- Submit the application.
- Download and print the final application form and e-receipt.
Online applications are accepted from 30 June 2026 to 20 July 2026.
Why You Should Apply
- 779 vacancies in a leading Public Sector Bank.
- Attractive salary package up to ₹1.20 lakh basic pay.
- Excellent promotion opportunities.
- PAN India posting.
- Government job security.
- Pension and retirement benefits.
- Career growth in specialized credit operations.
Conclusion
The Bank of India Credit Officer Recruitment 2026 is a major opportunity for experienced banking professionals seeking a stable and rewarding career in the public sector. With 779 vacancies, competitive salaries, and nationwide postings, eligible candidates should complete the online application well before the deadline of 20 July 2026. Before applying, carefully review the eligibility criteria, required experience, and document requirements to ensure a smooth application process.
| Official Website | https://bankofindia.bank.in/ |
| Apply Link | https://ibpsreg.ibps.in/boicojun26/ |
| Official Notification | Webnotice_2026_27_01-Notice (1).pdf |
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